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By letting us send text messages to your phone, you allow us to test and improve mobile operations. Simply said, you help us help mobile operators to work together. And not unimportant, each message you receive, adds more money to your McMoney bank. Real money.
- Don’t want to receive messages for a while? Just disable the McMoney app for a while in the settings.
- You may delete the text as soon as you’ve received it. No need to store it.
- The messages do not contain any meaningful texts but only some random characters that you can ignore.
McMoney is an initiative of CM Telecom, an international company creating security products. Since secure messaging is our core business, we have made McMoney extremely safe and secure for you to use. Your personal data is handled according to strict privacy rules.
Why do you want to send test SMS messages?
McMoney is an application that sends SMS text messages in order to test the SMS reach of different telecom networks across the world.
How do I earn money?
All you need to do in order to start receiving money is to install the McMoney app and verify your phone number. Once you start receiving the test messages, you don`t need to take any further action. Just keep the app on your device and check how much money you’ve earned from time to time.
What do I need to do when I receive a text message?
You will automatically receive test messages. There is no need to take any further action. You can just simply ignore the messages.
Can I delete the received messages?
Yes, you can delete the test messages right away if you want.
Why are there signs/numbers/special characters in the text?
Special characters are in the text messages so we can test if your mobile operator is transferring the message content properly.
I have the app installed but I don`t receive any messages. What’s wrong?
The messages are sent based on the needs of the testing systems. Once the system initiates a test query, it will send out messages to your mobile device if you have internet connection.
Certain devices like Huawei, block services of certain apps like McMoney in an power profile to save power. When McMoney is blocked, you will not be able to receive messages.
On most devices you can find the power profile by going to System Settings, Advanced Settings, Battery Manager and select Protected Apps selection.
Why do you need to verify my phone number?
In order to connect your phone number to the McMoney app, we need to verify your phone number. This is because the amount of money you earn is related to the amount of messages we send to your mobile device.
I installed the app but I didn`t receive the verification code. How can I get my code?
In case you didn`t receive the verification code, we suggest to check if the phone number you entered is correct. Also, make sure the format of the number is in the right order without the “0” (ex. +31 63 111 222).
If the number and the format are correct but you still didn`t receive the verification code, please contact our support team so we can assist you in the onboarding process.
The Australian Tax Office has warned what they will be putting under scrutiny this year....
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The Australian Tax Office has warned what they will be putting under scrutiny this year.
Aussies could score big in their tax return this financial year. Picture: Getty ImagesSource:Getty Images
More than half of Aussies don’t think they will get a bigger tax refund this year compared to last year, according to a survey from H&R Block, yet tax cuts mean they could score a big chunk of money.
Last year, a third of Aussies received between $1000 and $4999, according to the survey, while 27 per cent scored less than $1000.
Just 7 per cent of respondents were lucky enough to get a return between $5000 and $9999, while 3 per cent made a massive $10,000 to $49,999 from their tax return.
But with tax cuts announced last year as the pandemic raged, more than 10 million Aussies are expected to receive a $1080 bonus.
“Australians will get a bumper tax return this year due to the low and middle income tax offset and also the change in tax thresholds from 1 July 2020,” said Mark Chapman, director of tax communications at H&R Block.
“For all those Aussies who expect to pay tax this year, this could come as a pleasant surprise as the impact of both measures could mean they are actually due a refund, or at the least a decrease in their tax liability.”
The low and middle income tax offset is available to all taxpayers with income up to $126,000. The amount available differs depending on your income.
“Basically, if your income is less than $37,000, you will receive $255. If your income is between $37,001 and $48,000, the tax offset will increase steadily to $1080,” explained Mr Chapman.
“Between $48,000 and $90,000, you will get the maximum of $1080. Earn more than $90,000, and the offset gradually phases out, disappearing after $126,000. You must lodge your tax return in order to get the offset.”
However you don’t need to complete anything in your tax return in order to receive it; simply lodging it is enough, Mr Chapman added.
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Two different types of tax cuts could benefit Aussies this year. Picture: iStockSource:istock
Another tax change
The other part of the tax cuts arises from the change in tax thresholds where people have received a tax cut depending on how much they earn.
For those on the lower end of the salary scale, they were delivered some tax relief when the 19 per cent taxation was raised from $37,000 to $45,000, meaning the 32.5 per cent tax bracket only applies to those earning between $45,001 and $120,000.
The lower threshold for the 37 per cent tax bracket has been moved to salaries above $120,001 as part of the changes.
These tax savings will also be delivered through your tax returns and though some of the cuts have already been passed on through your salary, the change was only introduced in October last year meaning there’s still some cash to score.
The total value of the tax cuts depends on your salary but looks like this:
• $21,886 – $45,000: up to $1080
• $45,001 – $90,000: $1080
• $90,001 – $120,000: up to $2430
• $120,000+: $2430
However, you’ve already had about seven months of the cuts passed on through your pay packet, stressed Mr Chapman.
“Let’s assume that your pay is $89,000 per year. That means that your total tax cut is $1,080, or $20 per week,” he said.
“Assuming the tax cuts weren’t passed on until 1 December 2020, that means that you missed out on five months or about 20 weeks of tax cuts, which will now come through to you via your tax return. That amounts to an extra $400.”
RELATED: Surprising things you can claim at tax time
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Mark Chapman, from H&R Block, said Aussies could expect a bumper return. Picture: SuppliedSource:Supplied
I Didn't Receive My Money From Earning App
Mr Chapman also warned that Australians can face a 25 per cent penalty for carelessly miscalculating how much they earned from shares, investment properties, and now cryptocurrency.
“Those who have entered a new phase in life, whether starting their own business,
buying a rental property, buying some shares or investing in cryptocurrency need to review their income and deductions and consider the tax implications in order to stay out of trouble with the tax man,” he said.
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The survey found 44 per cent of Aussies will be putting their tax refund back into their savings account, while a further 25 per cent will look to pay off debt.